Full Disclosure

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Effective Date: July 31, 2026

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This Full Disclosure applies to all websites, products, books, digital resources, advertisements, emails, videos, social media content, and other materials published by Section 8 Consulting LLC, doing business as Section 8 Karim ("Section 8 Karim," "we," "us," "our"), including section8karim.com and boringrichbook.com.

EDUCATIONAL PURPOSES ONLY

Section 8 Karim is an education and publishing brand. All products we offer — including the book Boring Rich, the 90-Day First Deal Roadmap, the Section 8 Investor Kit, and all related tools, worksheets, and content — are provided for educational and informational purposes only.

We do not sell a business opportunity, "get rich quick" program, guaranteed system, franchise, or "business in a box." We do not provide legal, tax, accounting, financial, investment, or brokerage advice, and nothing in our materials should be interpreted as such. Before making any investment decision, you should consult a licensed attorney, certified public accountant, licensed real estate broker, and qualified financial advisor familiar with the laws in your jurisdiction.

NO EARNINGS CLAIMS OR GUARANTEES

We do not make earnings claims, efforts claims, return-on-investment claims, or claims that our books, products, or training will make you any money. We do not guarantee income, cash flow, appreciation, financing approval, property acquisition, tenant placement, housing authority approval, timelines, or investment performance of any kind.

Real estate investing — including investing in properties leased through the Section 8 / Housing Choice Voucher program — involves substantial risk, including the possible loss of principal. It requires capital, effort, time, and skill, and it is possible to lose money.

RESULTS VARY

Any examples, case studies, deal illustrations, dollar figures, timelines, or stories referenced in our books, products, websites, or marketing are illustrative only. Some scenarios are composite illustrations drawn from multiple experiences and do not represent any single individual's results. They are not predictions, projections, or guarantees.

Individual results will vary significantly based on market conditions, property location, financing terms, management quality, tenant circumstances, local regulations, personal effort, experience, capital, timing, execution, and many other factors outside any person's control. Past performance — including the author's personal results — does not guarantee future outcomes.

TESTIMONIALS

Any testimonials, reviews, or reader experiences shown represent individual experiences and are not typical. They have not been independently verified as representative of all purchasers and should not be interpreted as a promise or guarantee that you will achieve the same or similar results.

NO GOVERNMENT AFFILIATION

Section 8 Consulting LLC is a private company. Section 8 Karim, our websites, and our products are not affiliated with, endorsed by, or sponsored by the U.S. Department of Housing and Urban Development (HUD), any Public Housing Authority, or any other government agency. "Section 8" refers to the federal Housing Choice Voucher program and is used in our materials for descriptive and educational purposes only. The Housing Choice Voucher program is administered by local Public Housing Authorities and is subject to federal, state, and local regulations that change over time. Always verify current program requirements with your local housing authority before investing.

THIRD PARTIES

Our materials may reference third-party websites, tools, lenders, service providers, or resources. We do not control third parties and are not responsible for their content, decisions, pricing, performance, approvals, or outcomes. References to third parties do not constitute an endorsement. You are solely responsible for conducting your own due diligence.

AFFILIATE AND ADVERTISING DISCLOSURE

From time to time, our content may include links to products or services for which we may receive compensation. Where required by law, such relationships will be disclosed. We may also run paid advertising to promote our own products.

RELATIONSHIP TO SECTION 8 TRAINING

Section 8 Karim and Section 8 Training are brands operated by Section 8 Consulting LLC. Mentorship and coaching programs offered under the Section 8 Training brand are governed by their own terms, disclosures, and client agreements, available at section8training.com. Purchasing a book or low-cost product from Section 8 Karim does not enroll you in any mentorship program.

INTELLECTUAL PROPERTY

All material published by Section 8 Karim is intellectual property owned by Section 8 Consulting LLC or its licensors and is protected by copyright. Any duplication, reproduction, resale, or distribution without prior written permission is strictly prohibited.

ACKNOWLEDGEMENT

By accessing our websites or purchasing our products, you acknowledge that you have read, understood, and accepted this Full Disclosure, and that you understand the educational nature of our materials and the risks inherent in real estate investing.

CONTACT

Section 8 Consulting LLC, doing business as Section 8 Karim Email: karim@section8karim.com Phone: (504) 233-2016 Mailing Address: 4726 Folse Dr, Metairie, LA 70006